Our Services

Basic Planning Strategies

Insurance Protection

• Term Life Insurance
  • Annual Renewable Term
  • Level term plans
• Permanent Life Insurance
  • Whole Life
  • Universal Life
  • Variable Life
  • Indexed Universal Life
• Disability Insurance
  • Individual Disability Income Protection
• Long Term Care Insurance    
  • Traditional LTC
  • Life Insurance Based LTC
• Educational Savings Programs  
  • 529 Savings Programs
• Investment Accounts    
  • Traditional Brokerage Accounts
  • Mutual Fund Savings Programs

Estate Planning Strategies

Trust Owned Life Insurance

• Survivorship Life Policies
  • Survivorship Variable Life
  • Survivorship Universal Life
  • Survivorship Whole Life
• Individual Life    
  • Term Life Policies
  • Permanent Life Policies

Analysis & Financial Planning

• Basic
  • Non Fee Needs Analysis
• Advanced
  • Fee Based Financial Planning

Business and Succession Planning

• Employee Benefit Plans
  • Traditional 401k Plans    
  • Roth 401k Plans  
  • Profit Sharing Plans    
  • Defined Benefit Plans 
  • Simplified Employee Pension Plans  
  • Simple IRA Plans    
  • Group Long Term Care 
  • Group Disability Coverage    
  • Group Life Coverage    
• Executive Benefit Programs
  • Executive Bonus Plans    
  • Deferred Compensation Plans    
  • Split Dollar Plans    
  • Salary Continuation Plans    
• Business Continuation Programs
  • Key Person Life Insurance     
  • Buy Sell Funding Policies    
  • Disability Buy Sell Policies    
  • Disability Overhead Expense Policies